Wise invoice template.
Free invoice template built for freelancers getting paid via Wise. 10 currencies, room for your Wise email or local account details, transparent terms. Edit, download, send — get paid from anywhere without bank FX margins.
tip · use your browser's “save as PDF” option in the print dialog
· style01
· invoice details02
· from (your business)03
· bill to (client)04
· line items
· totals adjustments06
· notes & terms07
From
Your Freelance Business
123 Main Street City, State 12345 Country
hello@yourbusiness.com
+1 (555) 123-4567
#INV-001
Bill To
International Client
456 Client Avenue City, State 67890 Country
accounts@client.com
| Description | Qty | Rate | Amount |
|---|---|---|---|
| Professional services (hours) | 20 | $85.00 | $1,700.00 |
| Revisions & project management | 1 | $400.00 | $400.00 |
Notes
Preferred payment: Wise (payment@yourbusiness.com). Bank transfer or local payment details available on request.
Payment Terms
Net 30. Pay via Wise to avoid transfer fees. Late payments subject to 1.5% monthly interest.
Why Freelancers Invoice via Wise
If you take work from international clients, your bank is quietly eating 2–5% of every payment in hidden FX margin. Wise removed that. The mid-market rate they use is what you see on Google; the conversion fee is explicit (usually 0.4–0.6%). That math matters for freelancers invoicing in USD from the UK, EUR from the US, GBP from Canada, or any cross-border setup.
The invoice itself doesn't care how the client pays — it only matters that the client knows how to pay you. Put your Wise email, or your local receiving account details, clearly on the invoice and let the client pick the cheapest route on their end.
What to Put on a Wise-Friendly Invoice
- Your Wise-linked email — the single easiest payment path. Clients with a Wise account can send money to any email; Wise handles the currency conversion.
- Currency matching the line items — invoice in the currency you want to receive. If you invoice in USD and your client is in the UK, Wise converts GBP→USD at the mid-market rate for them.
- Local account numbers (if you have a Wise Business account) — USD routing/account, EUR IBAN, GBP sort code/account, AUD BSB/account. Let the client pay as a local transfer (free or near-free on their side) instead of an international wire.
- Clear payment terms — Net 30 is standard; Net 15 or Due on Receipt reduces your float risk. State the late-fee policy so it's enforceable.
- A backup path — not every client uses Wise. Include a line like "Bank transfer or alternate payment details available on request" so a traditional-bank client knows to ask.
How to Use This Template
- In the Style section, pick the currency you want to receive. For international work, USD, EUR, or GBP are the cleanest.
- Under From, enter your business name, address, and contact info. This is what shows on the PDF header.
- Under Bill To, enter your client's legal name and billing address — match what's on their accounts-payable records to avoid delays.
- Edit Line Items to match your work. Keep hours separate from fixed fees for clarity.
- In Notes, write your Wise email. Example: "Preferred payment: Wise (pay@yourbusiness.com). Local account details available on request."
- Click Download PDF / Print and email the PDF to your client's AP contact.
Wise Invoice Template FAQ
Does this integrate directly with Wise for payment?
No — this is a free invoice template, not a Wise product. The tool generates a professional PDF you send to the client. The client pays you on Wise using the payment details you include in the Notes field (typically your Wise email, or bank details for a local transfer).
Why use Wise for getting paid as a freelancer?
Wise charges a transparent mid-market exchange rate and a small conversion fee (typically 0.4–0.6%), which beats most banks' hidden FX margins by a wide margin on international invoices. If your client is in another country, invoicing in your currency and receiving via Wise usually nets you more than invoicing in their currency and converting through your bank.
What currencies should I support on my invoice?
Pick the currency that's clearest for the client and your tax reporting. For US-based freelancers invoicing abroad, USD is usually cleanest — your client uses Wise to pay and you receive USD directly. This tool supports USD, CAD, EUR, GBP, AUD, INR, JPY, CHF, SGD, and NZD. Change the currency dropdown under Style.
What payment details should I put on a Wise-friendly invoice?
At minimum, include your Wise-linked email (the client sends payment to that address via wise.com). Optionally add your IBAN, SWIFT/BIC, or local account numbers — Wise account holders can receive local payments in 10+ currencies without international transfer fees. Put these in the Notes field or Payment Terms.
Is this Wise invoice template actually free?
Yes — no account, no subscription, no watermark, no usage caps. The tool runs in your browser; client data never uploads anywhere.
Can I use this with Wise Business accounts?
Yes. Wise Business accounts give you local receiving account numbers in USD, EUR, GBP, AUD, and others. Put the relevant account details on the invoice so the client can pay as a local transfer rather than an international wire — your client saves on bank fees and you receive funds faster.
Do I need to charge VAT or sales tax on international invoices?
It depends on your jurisdiction, the client's location, and what you're selling. Many services sold B2B cross-border are exempt or reverse-charged, but rules vary significantly (EU VAT reverse charge, UK post-Brexit changes, etc.). Set the tax rate in the Totals Adjustments section to whatever applies — when unsure, ask your accountant before sending.
Not invoicing internationally? Try the small business, contractor, or blank templates. Need to figure out what to charge? Freelance rate calculator.